Does Walmart offer net 30?
What Walmart’s own pages say about paying on invoice terms — and what they don’t say about building business credit.
The short answer
Program: Walmart Business Pay By Invoice, powered by TreviPay
Line of credit with net 30-day terms. No cost to apply, no interest and no fees for invoices paid within 30 days. Usable online, in the Walmart Business app or in-store. Late terms and starting limits not published.
How to get it
Invite-only pilot for select Walmart Business customers. If invited, the organization's Primary Admin applies in the Walmart Business account under Wallet > Pay By Invoice. Others can submit an interest form.
Does it build business credit?
Walmart doesn’t publish which business credit bureaus, if any, it reports to. Any list that names specific bureaus for Walmart is repeating something the company itself hasn’t stated.
If building business credit is your reason for opening the account, ask Walmart’s credit department in writing which bureaus receive your payment history — or use a vendor that publishes it. Our vendor directory lists who reports where, with dates.
Common questions
Does Walmart offer net 30?
Net 30, but invite-only for now. Line of credit with net 30-day terms. No cost to apply, no interest and no fees for invoices paid within 30 days. Usable online, in the Walmart Business app or in-store. Late terms and starting limits not published.
How do I get net terms with Walmart?
Invite-only pilot for select Walmart Business customers. If invited, the organization's Primary Admin applies in the Walmart Business account under Wallet > Pay By Invoice. Others can submit an interest form.
Does Walmart report to business credit bureaus?
Walmart does not publish which business credit bureaus, if any, it reports to. Ask its credit department in writing, or use a vendor that publishes its reporting.
Sources
Taken from Walmart’s own pages or its named program partner — not from other net-30 lists. Terms change; confirm with Walmart before you rely on them. Last reviewed October 16, 2026.
- https://business.walmart.com/help/article/pay-by-invoice-powered-by-trevipay-overview/89abe82299af408197a1c0d35d637130
- https://business.walmart.com/learnmore/articles/pay-by-invoice-pilot
- https://www.trevipay.com/resource-center/blog/trevipay-powers-walmart-business-pay-by-invoice-offering/
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Other retailers
Buy from Walmart for what it does well. Use us for Experian.
Peak Discounters is a business supply store that reports your account to Experian Business. $49 a year, refunded in full if we don’t approve you, and credited back once your orders total $250. It renews automatically each year at the then-current annual fee unless you cancel before the renewal date. We don’t report to D&B or Equifax — and we say so.
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